Climate Finance & Markets

Insurance & risk transfer

Explore 25 articles covering in-depth insights and practical guidance on insurance & risk transfer.

12 min read·

Case study: Insurance & risk transfer — a startup-to-enterprise scale story

This case study is tailored for sustainability leads in emerging markets who are exploring insurance and risk‑transfer solutions to build climate resilience. It shows how innovative insurers and start‑ups are scaling from pilot programmes to enterprise‑level impact. The piece explains why insurance and risk transfer matter for adaptation, defines key concepts like parametric and micro‑insurance, and highlights the fastest‑moving subsegments. It draws on examples ranging from smallholder micro‑insurance schemes that have grown from tens of thousands to millions of farmers to regional risk pools that protect entire populations. The article also outlines what is working and what is not, then presents a practical framework and checklist to help sustainability leads integrate insurance and risk transfer into their resilience strategies.

12 min read·

Deep dive: Insurance & risk transfer — a buyer's guide: how to evaluate solutions (Angle 6)

For sustainability leads in the United States looking to incorporate insurance and risk‑transfer into climate resilience plans, this guide offers a structured approach to evaluating solutions. It explains what parametric and micro‑insurance products are, why they are increasingly critical as climate risks mount, and how emerging standards and procurement guidelines shape buyer requirements. The article compares the fastest‑moving subsegments, from smallholder micro‑insurance and municipal parametric policies to regional risk pools and hybrid indemnity‑parametric covers, and highlights what works and where challenges remain. Finally, it provides a practical framework for evaluating insurance offerings and a next‑steps checklist to help organisations move from concept to adoption.