Topic

LCA

Discover 252 articles exploring lca, from foundational concepts to advanced strategies and real-world applications.

12 min read·

Deep dive: Insurance & risk transfer — a buyer's guide: how to evaluate solutions (Angle 6)

For sustainability leads in the United States looking to incorporate insurance and risk-transfer into climate resilience plans, this guide offers a structured approach to evaluating solutions. It explains what parametric and micro-insurance products are, why they are increasingly critical as climate risks mount, and how emerging standards and procurement guidelines shape buyer requirements. The article compares the fastest-moving subsegments, from smallholder micro-insurance and municipal parametric policies to regional risk pools and hybrid indemnity-parametric covers, and highlights what works and where challenges remain. Finally, it provides a practical framework for evaluating insurance offerings and a next-steps checklist to help organisations move from concept to adoption.